Affirm Pay Over Time

  • Pre-Qualify

    No deferred interest, hidden fees or surprises. Choose from 6, 12, 18, 24, and 36 months payment plans.
  • Simplicity

    Get a real-time credit decision. Checking eligibility does not affect your credit score. 
  • Get Approved

    Pick the loan that fits your budget. Conventional loan starting at 0% APR*.

See if you qualify ›


* Your rate will be 0%-36% APR based on credit, subject to an eligibility check. Options depend on your purchase amount, and a down payment may be required. For example, a $700 purchase might cost $63.18/mo over 12 months at 15% APR

Read Affirm FAQs



Got Questions?


Avocado Help Center